The coverage clarity library
A job change doesn’t have to mean guessing.
Understand coverage paths to discuss after losing employer-sponsored health insurance.
Start with your coverage end date
Ask your employer when coverage actually ends and retain any notices. Your last workday and your last day of insurance are not always the same.
Compare the paths available to you
Depending on your situation, you may want to discuss Marketplace coverage, COBRA, a spouse’s employer plan, Medicaid, or other appropriate options. Costs and eligibility differ.
Review enrollment opportunities promptly
Loss of qualifying coverage may allow a Special Enrollment Period, subject to rules and deadlines. Do not assume eligibility or delay checking your options.
General education only. Coverage, costs, eligibility, and enrollment rules depend on your situation and current requirements. This is not a quote, eligibility determination, or plan recommendation.
See My Options