The coverage clarity library
Planning the bridge to Medicare.
Review health coverage considerations for early retirement and the years before Medicare.
Map your coverage timeline
If you are retiring before Medicare eligibility, identify when existing coverage ends and when other coverage may become available.
Explore more than one possibility
Marketplace coverage, retiree benefits, a spouse’s employer plan, COBRA, or other options may be worth discussing. Financial assistance and enrollment rights depend on your circumstances.
Plan the transition
Begin reviewing Medicare well before your expected eligibility date. Employer coverage and individual circumstances may affect enrollment choices and deadlines.
General education only. Coverage, costs, eligibility, and enrollment rules depend on your situation and current requirements. This is not a quote, eligibility determination, or plan recommendation.
See My Options